So it turns out one person owes £190k in student loan debt

This is the largest single student loan debt owed by an individual

The largest amount of debt owed to the Students Loan Company by one individual stands at £189,700, according to official figures.

The Student Loan Company told The Guardian that the £189,700 figure was “an exceptional case” and likely to have amassed due to a student taking multiple courses.

The Freedom of Information Request uncovering this information was posted on Reddit, prompting others to come forward and reveal their own student debts stood in excess of £100,000.

On Reddit user claimed that he was on course to rack up over £150k of student loan debt by 2050.


Another Reddit user expects they’ll never be able to pay off their student loan debt which has already risen above £100k.



For most people, student loan debt will rarely get near the £100k mark.

The Higher Education Policy Institute (HEPI) says that, on average, students who graduated in 2020 withdrew £45,060 in loans.

A report conducted by HEPI concluded that the effect of massive debt on students was “draining, weighing them down” and resulting in “anxiety, pressure, worry and dread”.

Claire Challender, a UCL professor and author of the HEPI report, said: “Why burden students psychologically and materially with enormous debts when most will never fully repay them? And is the student loan system and the income it generates for the Treasury really worth the potential long-term consequences for graduates’ welfare, life choices and opportunities – affecting the lives of generations to come?”

The government is currently reviewing the student finance system with results of the Augar review due this year.

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