Calling all Nottingham Uni students: Here’s how to protect yourself against scams

The University of Nottingham is warning its students to be aware of the various scams that target university communities.

Scammers use increasingly sophisticated methods to exploit individuals, but with the right knowledge and vigilance, you can protect yourself from falling victim.

Below are some key types of scams that have been reported at UoN with tips on how to avoid them.

General fraud advice

Fraud can take many forms, from online scams to doorstep trickery. It’s essential to remain cautious and be aware of common scams. Always question unsolicited offers that seem too good to be true, whether they’re emails, phone calls, or messages from unknown sources.

Romance fraud

Romance fraud is on the rise, particularly through social media and dating apps. Scammers build fake relationships to exploit emotions and finances.

If you’ve met someone online and they’re asking for money or financial help, be suspicious. If it seems too good to be true, it probably is. Trust your instincts and always be cautious about sharing you personal details with someone you haven’t met in person.

Telephone scams

Phone scams are another common tactic. Scammers often impersonate legitimate organisations like banks, government agencies or university officials to gain access to your personal information.

If you receive information that you weren’t expecting, hang up and call the organisations back using the official contact details found on their website.

Phishing emails/ text messages

Phishing involves tricking you into clicking links or downloading attachments that could harm your device or steal your personal information. These emails or texts often look official but contain spelling errors or strange words.

Always verify the sender’s email address and avoid clicking on links from unknown sources.

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Bogus callers and doorstep scams

via Facebook

Some fraudsters may try to gain access to your home by posing as contractors, utility workers or charity reps.

If someone shows up at your door unannounced, always ask for identification and verify their credentials before allowing them entry. Avoid giving out personal information to unsolicited callers.

Mail scams

Scammers can also use the postal service to target individuals. Common types of scam mail include; fake lottery wins, get-rich-quick schemes and fraudulent investment opportunities.

If you receive anything that seems suspicious, especially unsolicited offers that require you to pay upfront, do not engage. You can report scam mail by completing the form on the Royal Mail website.

Courier fraud

Courier fraud occurs when a scammer pretends to be from another delivery service and convinces victims to send items, often for a “fee” or under false pretences.

If you ever receive a suspicious call regarding a package or delivery, contact the courier company directly using their official contact information.

Identity theft

Your personal identity is valuable to criminals.

Protect yourself from identity theft by avoiding sharing your personal details unless absolutely necessary. Be careful with the information you share online, and always monitor your bank accounts for unusual activity.

Investment fraud

Investment fraud can target those looking for ways to increase their savings or build wealth. Scammers may offer high returns with little risk.

Be cautious about investing in schemes or products that you don’t fully understand, and always consult an advisor before committing any money. If it seems too good to be true, it probably is.

‘Friend in need’ scams

via Facebook

This scam plays on emotions, with fraudsters pretending to be a friend in need of urgent financial help. They might claim they’ve been in an accident, lost their wallet or faced some other emergency.

Always verify the situation before sending money and when in doubt, contact the person directly through another communication method.

Reporting a scam

If you think you have been scammed, it is essential to act quickly.

First, contact your bank to freeze your account or cancel any affected cards.

Then, report the scam to Action Fraud, the UK’s national fraud reporting service.

This could help prevent any further incidents and potentially lead to the recovery of stolen funds. Reporting also helps police to track fraud and inform others on preventative measures.

Useful organisations

Several organisations can assist with fraud prevention and offer support if you have been targeted.

• The Met Police: Provides fraud and cybercrime advice. www.met.police.uk 
• Take Five: A national campaign offering advice on protecting yourself from financial fraud. https://takefive-stopfraud.org.uk
• Friends Against Scams: Offers awareness sessions to help you avoid scams. www.friendsagainstscams.org.uk

Stay safe and be vigilant

For more information, follow @NottsFraudCops on social media or visit the Nottinghamshire Police website.

Feature image via Unsplash